Top 14 Best Stripe Alternative for Your Website – Alternatives to Stripe Payment Gateway

We all know about Stripe but do we know about the Stripe Alternative? Here, we will share the alternatives to Stripe.

When we talk about online payment systems, the first name that comes in our mind is ”Stripe”. Yes! Stripe is the widely used payment gateway for an e-commerce website.

Stripe is affordable and user-friendly for the admin side. That’s why Stripe is one of the recommended payment gateway portals used in the e-com market. But, one must look for the Stripe Alternative as one may come across certain limitations at times.

There can be limitations while applying for a stripe account as a business owner. Maybe your account was not approved, or somehow you were not happy with Stripe.

We have listed down the top 14 best Stripe alternatives you may use for your payment collection process. All the alternatives to Stripe are supported by most of the country’s currency.

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Why should you want to try other Stripe alternatives?

Need for Stripe Alternative

Although, Stripe is the most recommended payment gateway for any e-commerce website, those who want to acquire customers globally.  So, how are Stripe fees calculated? Well, Stripe charges 2.9% on successful transactions within the US.

International credit cards are charged 1% extra (approx and variable) on successful transactions. Hence, many international businesses are looking for Strip Alternatives. Another issue is that Stripe is not accepting transactions from all the countries. This has made people think – “What are Stripe Alternatives?”

Scroll down to get your answers!

List of top 14 best Stripe alternatives for your website – alternatives to stripe payment gateway for your online business growth

Here we’ve listed down all of the major payment gateways that are alternatives to Stripe. You can consider your business requirements and choose the Stripe Alternative best suited for your business.

1) Stripe Alternative: PayPal

Paypal - Stripe Alternative

Paypal as a Stripe Alternative is among the oldest Fintech companies operating businesses since 1998. There are 377 Million active users registered on PayPal. So, it is no doubt that the user base of Paypal is far away from Stripes. Paypal charges 2.9% on transactions + $0.3 flat charges.

But, Paypal serves more countries than Stripe. Paypal is flexible and developer-friendly. Automatic invoice generations, POS setting up are the advantages that are not available on the Stripe payment gateway.

Paypal (Stripe Alternative) has also come up with dedicated template functionality. So, anyone can easily create and customize their invoice easily.

Paypal is the #1 recommendation of Stripe alternatives, and you can consider Paypal as your primary payment gateway after Stripe.

Why Paypal is better than Stripe?

  • Widely global reach and instant payment transactions and payout to bank accounts directly.
  • Easily integrated solution.
  • POS swiping feature.
  • Invoice generator, recurring billing, subscription-based payment collection, and payment reminder.

Where Stripe is better than Paypal?

  • Seller protections are limited.
  • They are available on telephonic support, but sometimes it isn’t easy to get on the call for help.

Transactions Fees: 2.9% on transactions charges + $0.3 flat charges.

2) Stripe Alternative: Razorpay

Razorpay - Stripe Alternative

Razorpay is a Stripe Alternative and is a Bangalore-based startup. It started its journey in 2013 in the Fintech industries. Razorpay is in one payment management suite for a small-medium business organization. Razorpay has majorly operated in the Indian e-commerce sector, but recently they are available in the USA, UK, France, and other countries. So, we’ve considered Razorpay will be your Stripe alternative.

So, if you want to sell all your products or services, Razorpay can help you out. The processing fee of the Razor is 2% on the transaction charges, along with Zero Maintenance fees and No Setup Fees. 

Razorpay supports all kinds of payment methods, like Card Payment, EMI, Pay Later, UPI transactions. Amex international cards were accepted during the international transaction. 

The clean and easy dashboard of this Stripe Alternative helps the business owners to understand all the transactions. 

The most important features are custom payment page creation which is majorly available on another payment gateway as well as Stripe. Creating a custom payment page, there is no requirement for any business website.

Why Razorpay is better than Stripe?

  • Easy to integrate and developer-friendly payment gateway solution.
  • Fully secured transaction.
  • Allow saving cards of the user.
  • No monthly fees.
  • No setup fees.
  • Instant account creation.
  • Dedicated chat and phone support.
  • Support all major cards.

Where Stripe is better than Razorpay payment gateway?

  • The only cons are that it is not available in all countries.

Transaction Fees: 2% charges on every transaction and other UPI payment methods. 3% on Amex International Cards.

3) Authorize.net: Stripe Alternative

Authorize.net - Alterantive to Stripe

Authorize.net is one of the most oldest Stripe Alternative and payment gateways. It has been providing payment services for more than 21 years. Authorize.net is not a merchant solution compared to Stripe. Stripe is an all-in-one payment solution, but Authorize.net is not. 

Authorize.net works on the developed payment solution verifying the credit card and processing the payment through this payment gateway. It doesn’t handle all the e-commerce operations starting from cart to checkout. 

Authorize.net is available only in top significant countries like the USA, UK. Apart from that, it is not available in all the countries like Stripe.

But you can use Authorize.net as a Stripe alternative due to its transaction fees. It charges online $0.10 per transaction and $25 as a monthly fee. Authorize.net is more secure than Stripe payment gateway. That’s why we’ve counted this as a Stripe alternative.

Why Authorize.net is better than Stripe?

  • Secured payment platform.
  • Minimum transaction fees per transaction.
  • Advance fraud detection.
  • Simple checkout.
  • Invoicing features.
  • Accept all major cards.

Where Stripe is better than Authorize.net?

  • Not available in all the countries.
  • Admin dashboard is not user-friendly, and it is very cluttered.

Transaction fees of authorize.net: Authorize.net charges online $0.10 per transaction and $25 as a monthly fee.

4) Amazon Payments – Stripe Alternative

Amazon Pay - Alternative to Stripe

Amazon is known as an Internet Giant company. Amazon payment is secured and customized all in one solution for the merchants or business owners. That’s why this Stripe Alternative is recommended payment gateway for any business and a Stripe alternative. 

Amazon payment is operated through the SDK and API basis, which is more developer-friendly than a business owner. Amazon payments app can enable the change of the payment currency according to the geolocation. That functionality is not available on Stripe. So, this might be another chance to get Amazon payments as a Stripe alternative. 

There is an amazon wallet offered by Amazon itself, so it beneficial for every individual business owner. Amazon payments app offers 1.95% + application taxes as a payment fee which is affordable than Stripe.

Why Amazon payments are better than Stripe?

  • Widely user-based.
  • User-friendly admin panel.
  • Fewer transaction fees.
  • Support all kinds of major cards.
  • POS integration and no monthly charges.
  • Hassle-free integrations.
  • Secured transaction facilities.

Where Stripe is better than Amazon payments?

  • There are few payment types available.
  • For integration with the website, a professional developer is needed.

Transaction Fees of Amazon Payments: Amazon payments app offers 1.95% + application taxes.

5) Coinbase

Coinbase - Stripe Alternative

Coinbase is a suitable platform for those organizations that want to buy, sell and deal with cryptocurrencies. Coinbase is a secure and crypto exchanging platform that allows the user to buy and sell cryptocurrencies. 

So, why is the coin base better than Stripe? Coinbase is operated by a secured and latest technology-enabled web application. Coinbase provides security chances better than Stripe, and the application is immensely user-friendly near a merchant. That’s why Coinbase is one of the best Stripe alternatives.

Coinbase is one of the best payment management solutions when it is talking about Portfolio management. It can easily track all the records of every transaction. Coinbase is one of the growing Fintech-crypto platforms. 

Why Coinbase Platform is better than Stripe?

  • Coinbase is very user-friendly and easy to use.
  • Manage all the portfolios properly.
  • Option to store an own safe vault.
  • Best for Buying and selling cryptocurrencies.

Where Stripe is better than Coinbase Platform?

  • It is best for cryptocurrencies not necessarily crucial for a basic e-commerce website.

Transactional Fees of Coinbase Payment Gateway: Minimum fee of $0.55 and maximum 1.5% per transaction.

6) Alternative to Stripe: Melio

Melio - Alternative to Stripe

Melio Payments are mainly used as a payment gateway in US countries. This is an alternative to Stripe. It is a bundled application that can efficiently operate among the distributors, sellers, and vendors using identical payment suites. In terms of functionality, Melio is better than the Stripe payment gateway. So, we’ve counted Melio as a Stripe alternative. 

A transactional fee is NIL at the initial stage, and all the transactions made by Melio are directly deposited to the merchant’s account within 1-3 business days. 

Melio provides secured payment transactions and gives notifications in every single step of the operations. It is easily integrated with Quickbooks, which is very helpful during company auditing.

Why Melio is better than Stripe?

  • Instant payment transactions and payout to bank accounts directly.
  • Easily integrated solution.
  • POS swiping feature.
  • Invoice generator, recurring billing, subscription-based payment collection, and payment reminder.
  • Scheduled payments are accessible.
  • Major card debit/credit is accepted.

Where Stripe is better than Melio?

  • Not widely available.
  • Stripe supports a variety of payment methods, but Melio supports only credit card payment methods.

Transaction Fees: Transactional fee is NIL at the initial stage.

7) Stripe Alternative: 2Checkout

2Checkout

2Checkout is mostly secured and used by thousands across the globe. It is the most recommended payment gateway. 2Checkout is available to accept online and mobile payments as well as other online payment methods. 

2Checkout – Stripe Alternative is very essential and easy to use for the merchant website. 2checkout support global supports 15 languages and 87 currencies, so transacting with all customers from other countries should be fast and easy.

Although, the platform can easily integrate with several online shopping carts and invoicing systems so users can manage all the processes without having to leave the platforms. That’s why 2Checkout can be a Stripe Alternative.

Why 2Checkout is better than Stripe?

  • Secure payment platform.
  • Minimum transaction fees per transaction.
  • Advance fraud detection.
  • Simple checkout.
  • Invoicing features.
  • Accept all major debit/credit cards.

Where Stripe is better than 2Checkout?

  • Not available in all the countries.
  • Admin dashboard is user-friendly and it is not very cluttered.

Transaction fees of 2Checkout: 2Checkout charges 4.5% + $0.45 only pay when start selling.

8) Alternative to Stripe: Square

Square - Stripe Alternative

Square and Stripe had started their journey at the same time in 2009. But both have different users and different targeted audiences. Both are in the Fintech industry. So, Square can be an alternative to Stripe. The best part of the Square payment is to in-person POS system that easy user-friendly option. 

This Stripe Alternative has a similar processing fee like square charges 2.9% + $0.3 for each transaction. There is a problem with Square is that Square is not available on the Global market and not available for the global transaction.

Square – Stripe Alternative majorly supports US and UK World Wide location. Square allows to set up payment instantly without any fraction. A secured payment gateway makes this application more secure.

Why Square is better than Stripe?

  • Secured payment platform.
  • Advance fraud detection.
  • Simple checkout.
  • Invoicing features.
  • Accept all major debit/credit cards.
  • In-person POS features.

Where Stripe is better than Square?

  • Not available in all the countries.
  • Account stability issue and not suitable for big business.

Transaction fees of Square: Square charges 2.9% + $0.3 only when they start selling.

9) Dwolla – Stripe Alternative

Dwolla - Alternative to Stripe

Dwolla is another cheapest payment gateway, and it is among the Stripe alternatives in the US region. Dwolla is one of the most developer-friendly and user-friendly service providers with excellent documentation and well-todo customization.

This Stripe Alternative offers a merchant account, and it has support for all kinds of ACH transactions. Among other things, In terms of pricing in payments, the cost is comparatively low as compared to Stripe, and that’s awesome. 

Users have to pay a processing fee of 0.5% + $0.5 for every purchase made through this gateway. And that is not all; there is no monthly fee or any other hidden charges.

Keep in note that Dwolla as a Stripe Alternative is available only in the US. So if you want a payment gateway at a low cost in the US, Dwolla can be a great Stripe alternative.

Why Dwolla is better than Stripe?

  • Custom payment setup
  • The cheapest alternative of the Stripe.
  • Minimum processing fee.
  • Customized platform

Where Stripe is better than Dwolla?

  • Only available in US countries only.

Transaction fees of Dwolla: A processing fee of 0.5% + $0.5 for every purchase.

10) Cardinity – Stripe Alternative

Cardinity - Alternative to Stripe

Cardinity Payments are mostly used as payment gates in European countries. This application is a bundled application that can easily operate among the distributors, sellers, and vendors using the same payment suites. In terms of functionality, Cardinity is better than the Stripe payment gateway. So, we’ve counted Melio as a Stripe alternative. 

The annual Maintenance charge is NIL at the initial stage, but it charges 1.35% + €0.25 as a processing fee, and all the transactions made by Cardinity directly deposited to the merchant’s account within 1-3 business days. 

Cardinity provides secured payment transactions and gives notification in every single step of the operations. It is easily integrated with Quickbooks, which is very helpful during company auditing.

Why Cardinity is better than Stripe?

  • Custom payment setup
  • The cheapest alternative of Stripe.
  • Minimum processing fee.
  • Customized platform

Where Stripe is better than Cardinity?

  • Only available in European countries only.

Transaction fees of Cardinity: Processing charges 1.35% + €0.25.

11) Alternative to Stripe: Blusnap

Bluesnap - Stripe Alternative

Bluesnap Payments as a Stripe Alternative is a mainly used payment gateway for an affiliate marketer. This application is a bundled application that can efficiently operate among the distributors, sellers, and vendors using the identical payment suites. In terms of functionality, Melio is better than the Stripe payment gateway. So, we’ve counted Bluesnap as a Stripe alternative. 

Bluesnap – Stripe Alternative provides secured payment transactions and gives notification in every single step of the operations. It is easily integrated with Quickbooks, which is very helpful during company auditing.

Why Bluesnap is better than Stripe?

  • Instant payment transactions and payout to bank accounts directly.
  • Easily integrated solution.
  • Best for Affiliate Marketer, Freelancer.
  • POS swiping feature.
  • Invoice generator, recurring billing, subscription-based payment collection, and payment reminder.
  • Scheduled payments are accessible.
  • Major card debit/credit is accepted.

Where Stripe is better than Bluesnap?

  • Not widely available.
  • Stripe supports a variety of payment methods, but Bluesnap supports only credit card payment methods.

Transaction fees of Bluesnap: 4.90% + $.30 per successfull transaction.

12) Stripe Alternative: Venmo

Venmo is one of the unique concepts in the fintech industry. It is not the direct alternative of Stripe, but it has features that allow the user to complete a peer-to-peer payment system. Venmo comes with a unique and seamless UI experience to provide a better experience to the user.

Venmo – Stripe Alternative has its Venmo card, which lets you shop with Venmo balance. While shopping with a Venmo card, you will get some kind of cashback and rewards.

This Stripe Alternative doesn’t charge anything when someone sends money using your Venmo balance, bank account, credit card, debit card. It will take a 3% fee on credit cards.

Venmo is easy to set up an account and hassle-free experience while operating this Venmo operation.

Why Venmo is better than Stripe?

  • Custom payment setup
  • The cheapest alternative of a stripe.
  • Minimum processing fee.
  • Customized platform and easy-to-use platform.
  • Chances to win reward while using Venmo balance.

Where Stripe is better than Venmo?

  • Only available in Asian and African countries only.

Transaction fees of Venmo: Free.

13) Braintree – Alternative to Stripe

Braintree - Alternative to Stripe

Braintree is a Paypal-type payment gateway platform. Braintree has a larger global audience than Stripe; that’s why Braintree is one of the alternatives to Stripe. Braintree provides a secure platform globally. 

Braintree as a Stripe Alternative has similar features to PayPal. It can manage the users’ accounts and billing invoices. Braintree is superior to handle a mass level of payment at a time.

Braintree has its predefined template to share those with the clients. It charges only 2.9% + $0.30 for each transaction which is low than Stripe.

Why Braintree is better than Stripe?

  • Widely global reach and instant payment transactions and payout to bank accounts directly.
  • Easily integrated solution.
  • POS swiping feature.
  • Invoice generator, recurring billing, subscription-based payment collection, and payment reminder.

Where Stripe is better than Braintree?

  • Does not accept an American Express card.

Transactions Fees: Braintree charges 2.9% + $0.30 dollar per transaction.

14) Stripe Alternative: Worldpay

Worldpay

Worldpay is one of the oldest payment gateways, and it has been providing payment services. Worldpay is not a merchant solution compared to Stripe. Stripe is an all-in-one payment solution, but Worldpay is not. 

Worldpay works on the developed payment solution verifying the credit card and processing the payment through this payment gateway. It doesn’t handle all the e-commerce operations starting from cart to checkout. 

Worldpay is available only in top major countries like the USA, UK. Apart from that, it is not available in all the countries like Stripe.

But you can use Worldpay as a Stripe alternative due to its transaction fees. It charges 2.75% + €.20 or €19.95 flat monthly charge with 2.75% (credit cards) & 0.75% (debit cards).

Worldpay is more secure than Stripe payment gateway. That’s why we’ve counted this as a Stripe alternative.

Why Worldpay is better than Stripe?

  • Secure payment platform.
  • Minimum transaction fees per transaction.
  • Advance fraud detection.
  • POS Facilities
  • Simple checkout.
  • Invoicing features.
  • Accept all major cards.

Where Stripe is better than Worldpay?

  • Not available in all the countries.
  • Do not reward or offer.

Transaction fees of Worldpay: 2.75% + €.20 or €19.95 flat monthly charge with 2.75% (credit cards) & 0.75% (debit cards) charges

Stripe Alternative: Let’s Wrap it Up

Hopefully, We’ve listed down all the significant Strip alternatives; you’ll be able to gain an idea on which payment gateway provider is best for your startup or medium business and which one can help you get into today’s variety of online retail and business climate as influenced by the recent events. In case you are still confused about which Stripe alternative to using, we highly recommend using Paypal or Razorpay (Indian most recommended).

This platform is similar to Stripe in so many — it offers complete control over your transactions, and it allows you to make payments using different credit/debit cards such as American Express, Master Card, Visa, and Discover.

Razorpay allows you to use the EMI option while purchasing something. Both the platforms are serviceable all over the world. Major countries are accepting PayPal, and it is their main transaction payment gateway. 

If you find any other payment gateway, just drop a comment, and we will update this by giving you a credit balance.

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Stripe Alternative FAQs


1) Which Stripe Alternative Payment Gateway is best?

In case you are still confused about which Stripe alternative to use, we highly recommend using Paypal or Razorpay (Indian most recommended).

2) What transactional fees are charged to get a Stripe Alternative payment gateway?

Transactional fees are dependent on the payment gateway. Some of the payment gateways charge less. Paypal and Razorpay do not support any kind of setup or installation charge

3) How are Stripe fees calculated?

For international customers, Stripe charges about 1% extra above 2.9% on each transaction. The charge varies from country to country. Hence, many customers are looking for alternatives to Stripe.

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